SPEND SMARTER

Financial Infrastructure for Company Spend

Swiper unifies corporate cards, expenses, and approvals in one system, so your finance team can focus on strategy instead of spreadsheets.

14 day free trial

No credit card required

Swiper

Overview

Cards

Expenses

Approvals

Reports

Overview

Last 30 days

Total spend

$284,530

+12.4%

Pending approvals

14

8 in progress

Budget used

68%

On track

Monthly spend

2026

7000$5250$3500$1750$0$
JanFebMarAprMayJunJulAugSepOctNovDec

Spend by category

Software

$118k

Travel

$76k

Marketing

$51k

Operations

$38k

Overview

Last 30 days

Total spend

$284,530

+12.4%

Pending approvals

14

8 in progress

Budget used

68%

On track

Monthly spend

2026

7000$5250$3500$1750$0$
JanMarMayJulSepNov

Swiper

Overview

Cards

Expenses

Approvals

Reports

Overview

Last 30 days

Total spend

$284,530

+12.4%

Pending approvals

14

8 in progress

Budget used

68%

On track

Monthly spend

2026

7000$5250$3500$1750$0$
JanFebMarAprMayJunJulAugSepOctNovDec

loved by 1,200+ finance teams worldwide

THE PLATFORM

Everything Your Team Needs to Control Spend

Break free from disconnected spreadsheets and tools. Manage expenses, budgets, approvals, and reporting from one connected system.

NEW

Expense Tracking

Every transaction is automatically captured, categorized, and checked for anomalies as it happens.

Budget Oversight

Set flexible budgets by team or vendor and watch usage update live, before you go over.

Smart Approvals

Build custom approval chains by department or spend amount so nothing stalls in someone's inbox.

IN BETA

Reporting & Insights

Turn every transaction into a clear, shareable report without spending a weekend in spreadsheets.

Independently audited and compliant with the standards enterprises trust

Independently audited and compliant with the standards enterprises trust

SOC 2 Type II

PCI DSS Level 1

ISO 27001

GDPR

CCPA

FEATURES

One Platform for Every Spend Decision

Tools are part of our business and we make sure that the products we create incorporate all the features you need.

Automatic Categorization

Every transaction is sorted into the right category the moment it happens, no manual tagging required.

Live Spend Tracking

Watch spend update in real time across every team, card, and vendor.

Anomaly Detection

Unusual charges and duplicate subscriptions get flagged automatically before they become a problem.

Multi-Entity Support

Manage budgets and spend across multiple entities, subsidiaries, or currencies from one dashboard.

Bank-Grade Security

End-to-end encryption and SOC 2 controls keep every transaction and every login protected.

Spend Analytics

Real-time dashboards turn raw transactions into decisions your team can act on.

Custom Approval Rules

Configure approval chains by department, amount, or vendor without writing a line of code.

Team Collaboration

Give finance, ops, and department leads shared visibility into the numbers that matter to them.

Open API & Integrations

Connect Swiper to your accounting, HR, and card provider stack with a fully documented REST API.

TESTIMONIALS

Hear It from the People That Use It Every Day

Swiper is used every day to help teams manage financial records faster, giving them more time for the things that matter.

photo of customer

Elena Marsh

VP Finance, 3Portals

“Swiper gave us instant visibility into spending across every department. We caught three budget overruns in the first week, and now every decision is backed by real-time data.”

+43%

3

Budget overruns caught in month one

100%

Confidence in the numbers

photo of customer

Elena Marsh

VP Finance, 3Portals

“Swiper gave us instant visibility into spending across every department. We caught three budget overruns in the first week, and now every decision is backed by real-time data.”

+43%

3

Budget overruns caught in month one

100%

Confidence in the numbers

photo of customer

Elena Marsh

VP Finance, 3Portals

“Swiper gave us instant visibility into spending across every department. We caught three budget overruns in the first week, and now every decision is backed by real-time data.”

+43%

3

Budget overruns caught in month one

100%

Confidence in the numbers

HOW IT WORKS

From Scattered Accounts to Full Financial Clarity

1

Connect

Link your bank accounts, cards, and existing tools in minutes, not months.

2

Configure

Set your budgets, spend categories, and approval workflows once.

3

Automate

Expense categorization, budget alerts, and reports run without manual work.

4

Scale

Add teams, departments, and spend volume without adding headcount.

PRICING

Pricing That Scales with Your Finance Team

Start free and upgrade when you are ready. Every plan includes the core Swiper platform, with no setup fees and no lock in.

Save 20%
Starter
$29/mo
billed monthly
$29/mo
billed monthly

For small teams putting spend on autopilot.

Up to 10 users

Expense tracking and receipts

Monthly budgets

Integrations

Priority support

SSO and SAML

Pro

MOST POPULAR

$79/mo
billed monthly
$79/mo
billed monthly

For growing finance teams that need control.

Unlimited users

Approval workflows

Multi entity and currency

All integrations

Advanced reporting

Priority support

SSO and SAML

Custom
Enterprise
Enterprise

For finance organizations operating at scale.

Everything in Pro

Slack channel

Dedicated success manager

Custom SLAs and uptime

Advanced audit controls

SSO and SAML

Payments are all privately secured by

CASE STUDIES

Read on the Finance Teams That Run on Swiper

Break free from disconnected spreadsheets and tools. Manage expenses, budgets, approvals, and reporting from one connected system.

3Portals case study cover image
3Portals logo

Forecasting

3Portals Cuts Month-End Close Time by 70% with Swiper

3Portals replaced a two-week, spreadsheet-driven close with continuous reconciliation, giving its finance team three extra weeks a quarter back for planning.

45 Degrees case study cover image
45 Degrees logo

Compliance

45 Degrees Automates Payment Compliance Across 12 Markets with Swiper

Facing shifting PCI DSS and data residency rules across a dozen state markets, 45 Degrees moved billing onto Swiper’s compliance-first infrastructure.

Acme Corp case study cover image
Acme Corp logo

Compliance

Acme Corp Passes Its First Audit Without a Single Finding with Swiper

Acme Corp rebuilt its billing compliance controls on Swiper ahead of a utility commission audit, closing every gap examiners had flagged the year before.

3Portals case study cover image
3Portals logo

Forecasting

3Portals Cuts Month-End Close Time by 70% with Swiper

3Portals replaced a two-week, spreadsheet-driven close with continuous reconciliation, giving its finance team three extra weeks a quarter back for planning.

45 Degrees case study cover image
45 Degrees logo

Compliance

45 Degrees Automates Payment Compliance Across 12 Markets with Swiper

Facing shifting PCI DSS and data residency rules across a dozen state markets, 45 Degrees moved billing onto Swiper’s compliance-first infrastructure.

Acme Corp case study cover image
Acme Corp logo

Compliance

Acme Corp Passes Its First Audit Without a Single Finding with Swiper

Acme Corp rebuilt its billing compliance controls on Swiper ahead of a utility commission audit, closing every gap examiners had flagged the year before.

AlphaWave case study cover image
AlphaWave logo

Forecasting

AlphaWave Builds a Cash Flow Forecast Finance Actually Trusts with Swiper

AlphaWave replaced static spreadsheet assumptions with forecasts built from real payment behavior, cutting its forecast cycle from a month to a week.

FAQ

Common Questions and Answers for Smart Teams

Everything you need to know about cards, expenses, approvals, and implementation. Clear answers before you commit.

What does Swiper actually do?

Swiper brings your accounts, cards, and finance tools into one place, so teams can track spend, manage budgets, and run approvals without juggling spreadsheets.

How long does onboarding take?

Most teams are live within a few days. You link your accounts and existing tools, set your budgets and approval rules once, and Swiper handles the rest.

Is my financial data secure?

Yes. Every transaction and login is protected with end to end encryption and SOC 2 controls, so your data stays private and audit ready.

Can Swiper handle multiple entities or currencies?

It can. Manage budgets and spend across subsidiaries, regions, and currencies from a single dashboard.

Does Swiper replace our accounting software?

No. Swiper works alongside your accounting, HR, and card providers through a documented API, keeping everything in sync instead of replacing it.

How much does Swiper cost?

Pricing scales with your team and spend volume. Talk to us and we will find a plan that fits.

What does Swiper actually do?

Swiper brings your accounts, cards, and finance tools into one place, so teams can track spend, manage budgets, and run approvals without juggling spreadsheets.

How long does onboarding take?

Most teams are live within a few days. You link your accounts and existing tools, set your budgets and approval rules once, and Swiper handles the rest.

Is my financial data secure?

Yes. Every transaction and login is protected with end to end encryption and SOC 2 controls, so your data stays private and audit ready.

Can Swiper handle multiple entities or currencies?

It can. Manage budgets and spend across subsidiaries, regions, and currencies from a single dashboard.

Does Swiper replace our accounting software?

No. Swiper works alongside your accounting, HR, and card providers through a documented API, keeping everything in sync instead of replacing it.

How much does Swiper cost?

Pricing scales with your team and spend volume. Talk to us and we will find a plan that fits.

Ready to get started?

Financial operations tools for finance teams that want full control.

All systems operational

Independently audited and compliant with the standards enterprises trust

SOC 2 Type II

PCI DSS Level 1

ISO 27001

GDPR

CCPA

©

2026

Swiper. All rights reserved.

1 All figures, revenue examples, forecast ranges, profitability scenarios, valuation assumptions, return illustrations, and growth projections presented in this material are purely hypothetical and included solely for demonstration, mockup, interface preview, sales presentation, or conceptual explanation purposes.

2 Nothing contained in this demo, including any references to pricing, margins, cash flow, return on investment, payback periods, cost savings, tax treatment, strategic outcomes, or capital allocation, should be construed as financial, investment, legal, tax, accounting, or regulatory advice, and no person should make business, investment, or operational decisions based on this content without first consulting appropriately qualified professional advisers who can evaluate their specific facts, jurisdiction, obligations, and risk profile.


3 Any formulas, benchmarks, conversion rates, revenue multipliers, churn estimates, customer lifetime value calculations, discount rates, market sizing assumptions, or scenario models used in this presentation are simplified, selectively framed, and dependent on inputs that may be incomplete.

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